I encouraged one of my friends to speak up recently and to keep speaking up and speaking out until someone listened. After today, I realized that I need to take my own advice.
I've been living off a 401k loan since December 1, 2012. I took half of everything I had accumulated in two years of working for my company and KGII, Zac, and I have been living off that. On Friday when I got the call that my HMO had approved my short term disability I thought all the answers would fall into place. But then I got sick today. I have a persistent headache, my nose is running, my blood pressure is high, and my stomach is upset. I've laid in bed all day, feeling horrible. To cheer myself I've been picking random blogs and reading all of the archives until I finish. I was in the middle of doing that when I got the call from my HMO that I was waiting for to tell me more about my payments.
Then the ball dropped. My HMO only approved my disability from November 2nd - January 13th. Did that mean I would get a paycheck on January 30th? She didn't know. Did that mean I would have employee benefits for February? She didn't know. All she did know that was it was in "my best interest" for me to revoke my HIPPA privacy rights so my HMO disability can access my behavioral health claims for the next eight weeks to provide an "on-going review of my claim". The HMO claim lady wished me a speedy recovery to getting over my cold, even though I told her two times that I didn't have a cold. I was just pregnant, and sick. She ignored me.
The next call I got was from the medical pavilion where my doctor and hospital work out of. The parental growth scan for 32 weeks would cost $322 and did I want to pay for that with a credit card or check? I panicked. My company's payroll department wouldn't have any information about my back pay for at least seven days. I can't afford an ultrasound just because the calendar switched from 2012 to 2013 and suddenly I've gone from 100% coverage to 80%. I canceled the ultrasound and started crying. I texted KGII and he texted back, "Why can't we just catch a break? Why can't this be easy?" I said I didn't know.
I have an appointment on Friday to meet with my Maternal and Fetal Psychiatrist and I'm going to ask her about low cost alternatives for prenatal care. Certainly a 32 week growth ultrasound can't be that diagnostically important. That's what I tell myself when I'm not crying. I don't know what to do. I'm trapped in this body and my support system is so tired of listening to me being sick and freaking out about money. I just feeling like I'm screaming and I've been screaming so long that my voice is getting sore. I don't know what else to do. I'm just screaming that EVERYTHING IS NOT OK but no one is listening.
Reading > cleaning
1 day ago