On my birthday I appealed my decision of my HMO's short term disability. Yesterday, the HMO Appeals department called me (on a Saturday) twice before 9am. I was so sick that I couldn't talk to them and asked them to talk to KGII, who had taken a greater role in my disability claim after I had been denied. That was a no-go. They wanted to talk to me or nothing. They said they would call back on Monday. Then this morning, again at 8:45am, the HMO Appeals Department called me again and said that they didn't have all the information that they needed and were putting my claim on hold.
If that wasn't crazy making enough, my company is charging me for three months of health insurance, all due before January 1st. We had a rate change in December 2012, so I was charged one month of the low rate, one month of the higher rate, and one at the COBRA rate, which was close to $300. I started hyperventilating when I opened the bill. Actually, I basically had a panic attack when I opened all of the bills (I took a break from opening the mailbox during the week of Christmas). I started crying and the panic stopped me from sleeping that night. I slept on the couch with as much medication as I could conceivably take. Yesterday, I slept all day but as soon as I turned off the light to go to sleep at night, the panic set in again. I started sobbing with my breath coming in and out quickly and I hastily ran out into the living room and sat on the couch.
For people without panic or anxiety disorders, this doesn't make any sense. Certainly, there is no rational logic behind the panic and it doesn't solve anything besides making me upset. All yesterday, there were little mantras going through my head, ways to make it from one minute to the next. Like, "If I don't leave my bed and I leave the lights on, nothing can hurt me," or, "If I sleep all day, then I won't spend any money." Last night, when the panic really set in in the dark, I went out to the living room and broke it down minute by minute. "In this minute, as long as I continue eating this chip with nacho cheese on it, and the next one, and the next one, nothing can hurt me. I'm in control".
This morning, I woke up at 6:45am, on the couch, and realized I felt strong enough to go to the grocery store. Then of course I got the call from my HMO at 8:45am and took a nap immediately afterwards, after taking an anti-anxiety pill. Then I went back out of the house to pick up my anti-nausea medication and some allergy medication for Zac. KGII keeps reminding me that everything will be ok and that part of what I'm feeling are my hormones and not actually reality. I feel like he doesn't know how bad life can be. He doesn't know how much bureaucracies can truly fuck over individuals and how little protection individuals have against large corporations.
This whole process feels disabling. If I wasn't from now, making me go on unpaid leave so I can't afford the mental health care that I need, has made me disabled. It's so hard to watch money just pour out of my checking account and know that I can't do anything about it. I failed my one hour glucose test last week and I have to fast for eight hours and go back for a three hour test on Monday. I'm praying that I don't have gestational diabetes because I can't afford diabetes supplies or insulin, even with my health insurance. I am going to try and apply for TANF, WIC, and food stamps in January, but they look at the last three months of pay and I'm not sure even with 45 days of no pay that I'll qualify. It's just so hard. I'm really in a bad space in my head and that makes everything feel 100% harder. What's worse is that when I'm in this head space, feeling the baby kick inside me feels like an assault. I don't treasure my pregnancy, I just want it to end so I can go on maternity leave. I don't want to feel Baby Bean and have him constantly remind me that I have to keep going, keep drinking water, and keep eating for him.
I'm just in a bad place and I don't know how to get out. I don't see a light at the end of the tunnel, unless it's in 10 weeks when Baby Bean makes himself known to this world.
In his defense, it was a pretty good book.
3 days ago




